Delica and Nova Scotia Insurance

RHD-related issues ONLY please (NOT for general political ads!)
LMcD
Posts: 39
Joined: Wed Apr 17, 2013 9:29 pm
Member's Photo Album: http://www.delica.ca/Photos/
Vehicle: '93 L300 superexceed
Location: Nova Scotia
Location: Halifax

Delica and Nova Scotia Insurance

Postby LMcD » Fri Jun 05, 2015 12:41 am

Good Morning from Nova Scotia.
I have had my Delica for about 2 years now and when I first got it to NS I had a little bit of a hard time finding Ins for RHD- which I was expecting.
This year, my broker came back to me and said that my Ins company (Royal and Sun Alliance) will not renew my Delica Ins unless we move our other vehicle over to them. But their cost is almost $400 higher for that other vehicle then were we currently have Ins - now to a simple fellow like me, this seems slightly criminal - but hey, who am I right.
So, now I am looking around for another Ins company and coming to you fine folks to look for help.
Does anyone have any input for Ins companies? Or should I just change companies,then pay up and shut up and get on my knees and thank those crooks for providing me with ins?
Much Thanks,
Driving Ms. Dorothy

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FalcoColumbarius
Site Admin
Posts: 5934
Joined: Tue Jan 22, 2008 1:55 pm
Member's Photo Album: http://www.delica.ca/Photos/index.php?cat=11103
Vehicle: Delica; Chamonix GLX ('92 P25W)
Location: North Van, BC, eh?

Re: Delica and Nova Scotia Insurance

Postby FalcoColumbarius » Sat Jun 06, 2015 11:21 am

That sucks and I'd be interested to know how legal that is. I imagine that there must be an insurance act of Canada. Lately I've found myself downloading act PDFs such as the Bank Act, Health Act, the Constitution. Know thy rights and don't give up ~ we're Canadians, eh? :M We don't have to kau tau in Canada, last I checked.

Falco.

P.S.: I've moved this thread to RHD Political and Legal Matters.
Sent from my smart pad, using a pen.

Seek Beauty... Image Good Ship Miss Lil' Bitchi

...... Vision without action is a daydream. Action without vision is a nightmare. ~ Japanese Proverb

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patriceboivin
Posts: 222
Joined: Fri Jan 03, 2014 1:45 pm
Member's Photo Album: http://www.delica.ca/Photos/index.php?cat=23122
Vehicle: Mitsubishi Delica L400 Super Exceed
Location: Canada
Location: Dartmouth, NS

Re: Delica and Nova Scotia Insurance

Postby patriceboivin » Sun Jun 07, 2015 8:29 pm

I replied to a PM from him.

We deal with Johnson's Insurance, but we end up paying "facility" rates -- i.e. really high rates because the auto insurance companies don't really want to cover RHD vehicles.

They also keep asking me to double-check my VIN, surely the one I sent them is wrong, it doesn't match the standard format... blah blah blah

Pat.

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Big-Bird
Posts: 1217
Joined: Thu Dec 08, 2011 5:57 pm
Member's Photo Album: http://www.delica.ca/Photos/index.php?cat=20974
Vehicle: 96 PE8W Spacegear
Location: Calgary

Re: Delica and Nova Scotia Insurance

Postby Big-Bird » Sun Jun 14, 2015 7:00 pm

We use Melloche Monex (Insurance Division owned by TD Canada Trust)

I have full coverage on the wifes Nissan Juke and Basic on the Deli. No fuss, no hassles from them.

If you try and get full coverage most of the insurers won't be much help.
Yeah I joined the Dark Side because the medical plan is top shelf!

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Dalene
Posts: 2
Joined: Sun Mar 20, 2016 11:30 am
Member's Photo Album: http://www.delica.ca/Photos/
Vehicle: 2015 CTS V Sedan
Location: LA

Re: Delica and Nova Scotia Insurance

Postby Dalene » Sun Mar 20, 2016 5:26 pm

I was paying huge amounts, $1750 annually for both liability and comprehensive coverage, which is extrimly high and got me renew it automatically without asking me if Im satisfied with my own insurance, I wont mention names here, they told me people that have 9 points on their licence already could well pose an increased risk of accident and are therefore likely to have to pay more than an individual with a clean driving licence. :shock: anyway I searched on this forum for anyone who wants to get some good deals, here : car insurance , a thread with some great companies that people mentioned with some reviews


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